Eligibility of Family Members

Family members who may receive SSDI benefits in Ohio include:

• Spouses aged 62 or older, or those caring for a child under 16 or disabled.
• Children under 18, or up to 19 if still in high school full-time.
• Dependent disabled children regardless of age if disability began before 22.

Amount of Benefits

The benefits family members receive can include:

• Monthly payments up to 50% of the disabled worker's benefit for spouses or children.
• The total family benefit is subject to an overall limit based on the worker’s earnings.
• Survivor benefits may also apply to dependents after the disabled worker's death.

Impact on Family Financial Stability

SSDI benefits help families by:

• Providing a steady source of income during times when the disabled worker can no longer earn.
• Helping cover daily living expenses and medical costs.
• Reducing the risk of financial hardship for dependents.

Common Challenges for Dependents

Dependents may face issues such as:

• Strict SSA age and disability requirements that limit eligibility.
• Potential reduction in overall family benefit limits affecting payment amounts.
• Confusion about qualifying criteria and how to apply for benefits.

Ohio-Specific Considerations

In Ohio, families should know:

• State rules align closely with SSA but local offices may have specific procedures.
• Community resources can help families navigate SSDI claims and appeals.
• Timely application and accurate documentation improve chances of receiving benefits.

Additional Support for Families

Other benefits that may assist family members include:

• Medicaid and Medicare eligibility linked to SSDI status.
• Access to state disability assistance programs in Ohio.
• Support services for children with disabilities.