How do SSDI and work restrictions affect eligibility in Ohio?

By Hogan Smith

Updated 11/14/2025


If you're curious about how SSDI and work restrictions affect eligibility in Ohio, it's crucial to understand that SSDI benefits are designed for individuals who are unable to work due to a disability. Work restrictions play a key role in determining eligibility, as the Social Security Administration evaluates your ability to engage in substantial gainful activity. If you're working and earning above a certain threshold, you may not qualify for benefits, even if you have a disability.

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How Do SSDI and Work Restrictions Affect Eligibility in Ohio?
  • SSDI benefits are available to individuals who cannot work due to a disability.
  • To qualify for SSDI in Ohio, your disability must prevent you from engaging in substantial gainful activity (SGA), which refers to earning above a specific income level.
  • Work restrictions are crucial in determining eligibility; if you’re earning more than the SGA limit, you may be ineligible for benefits, even if your disability continues.
  • The Social Security Administration (SSA) regularly evaluates your ability to work based on the nature and severity of your condition.
  • Temporary work limitations can sometimes affect eligibility, and your benefits may be impacted if you attempt to return to work despite your disability.
  • If you’re working while receiving SSDI, it’s important to report your earnings regularly to the SSA, as failing to do so may lead to a suspension of your benefits.


Understanding Work Incentives for SSDI Recipients in Ohio
  • SSDI recipients in Ohio may be eligible for work incentives that allow them to test their ability to return to work without immediately losing their benefits.
  • The Trial Work Period (TWP) allows you to work and earn any amount for up to 9 months without affecting your SSDI benefits.
  • During the TWP, you can earn above the substantial gainful activity (SGA) limit, but the SSA will continue to pay your SSDI benefits as long as you report your earnings.
  • After the TWP, the Extended Period of Eligibility (EPE) begins, giving you an additional 36 months to continue receiving SSDI while transitioning back to work.
  • It's essential to report any work activity to the SSA during this period, as failing to do so can result in the suspension of benefits.
  • Work incentives like the Ticket to Work program also offer assistance with job training, employment support, and rehabilitation services to help you re-enter the workforce.



How Hogan Smith Can Help

At Hogan Smith, we help Ohio residents understand how SSDI and work restrictions affect eligibility by:



  • Assessing your current work situation and determining how your earnings may impact your eligibility for SSDI benefits.
  • Gathering all necessary documentation, including medical records and employment history, to support your case with the Social Security Administration.
  • Walking you through the application and appeal process, ensuring that all forms are filled out accurately and submitted promptly.
  • Offering expert guidance on work incentives and how to utilize programs like the Trial Work Period to test your ability to return to work without losing benefits.


Contact Hogan Smith Today

If you’re concerned about how SSDI and work restrictions affect your eligibility in Ohio, don’t face the complexities alone. Determining whether your work income impacts your benefits can be confusing. Hogan Smith is here to guide you through the process. Contact us today for a free consultation, and let our experienced team help you navigate the rules and ensure your SSDI claim is handled correctly.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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