The Substantial Gainful Activity (SGA) Rule

The Social Security Administration (SSA) sets an income threshold called Substantial Gainful Activity (SGA).

• In 2025, the SGA limit is $1,550 per month for non-blind individuals and $2,590 per month for blind individuals.
• If you earn more than this limit, SSA may determine you are no longer disabled.

Trial Work Period (TWP)

SSDI offers a Trial Work Period, allowing you to test working while still receiving full benefits:

• You can work for 9 trial months within a rolling 60-month window.
• Any month you earn more than $1,110 (2025 figure) counts as a trial month.
• During this period, you keep your SSDI benefits regardless of income level.

Extended Period of Eligibility (EPE)

After the trial period:

• You get a 36-month safety net called the Extended Period of Eligibility.
• If your earnings fall below SGA in any month, you receive your SSDI check for that month.
• If you go over SGA, your benefits may be suspended.

Ohio-Specific Considerations

While the rules are federal, Ohio residents benefit from:

• Work Incentives Planning and Assistance (WIPA) programs that provide free advice.
• Ohio Disability Determination Services (DDS) ensuring compliance with SSA guidelines.
• Access to Ohio vocational rehabilitation services, which help individuals return to work safely.

Key Takeaway

Yes, you can work part-time while on SSDI in Ohio, but you must stay within SSA income limits and follow reporting requirements. Misreporting or exceeding the thresholds could put your benefits at risk.