Can SSDI benefits be taken away if I go back to work in Ohio?

By Hogan Smith

Updated 12/11/2025

Can SSDI benefits be taken away if I go back to work in Ohio? In Ohio, if you decide to return to work, your SSDI benefits may not automatically stop but could be affected based on your earnings. The Social Security Administration (SSA) uses a system to evaluate if your work raises your income above the Substantial Gainful Activity (SGA) level. If your earnings exceed this limit, your benefits might be suspended or terminated. However, there are programs like the Trial Work Period that allow you to test your ability to work without immediately losing benefits.

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Understanding Substantial Gainful Activity (SGA)

In Ohio, your work earnings are compared to the SGA threshold:

  • SGA limits determine if your work is considered substantial and affects your benefits.
  • If you earn more than the monthly SGA amount, your SSDI may be at risk.
Trial Work Period (TWP)

Ohio SSDI recipients have a chance to test work capabilities:

  • You can work while receiving benefits during a 9-month trial work period.
  • During TWP, you report your work, but earnings don’t affect benefits.
Extended Period of Eligibility

After the trial, a grace period applies:

  • An extended eligibility period of 36 months lets you earn below SGA limits and keep benefits.
  • If earnings stay above SGA, benefits may stop.
Reporting Work Activity

It’s crucial to notify SSA:

  • You must report all wages and work changes promptly to avoid overpayments.
  • Failing to report can lead to benefit suspension or repayment demands.
Disability Review Process

SSA may review your case:

  • Returning to work can trigger a continuing disability review.
  • If SSA finds you no longer disabled, SSDI benefits may be discontinued.
Work Incentives and Support

Ohio offers programs to support returning workers:

  • Ticket to Work program provides employment services without losing benefits immediately.
  • SSA also offers counseling to help manage the transition.

How Hogan Smith Can Help

At Hogan Smith, we support Ohio residents navigating whether their SSDI benefits could be affected if they choose to return to work by:

  • Explaining how SGA limits and the Trial Work Period impact your benefits.
  • Helping you properly report your work activity to avoid benefit interruptions or overpayments.
  • Guiding you through the SSA’s disability review process if your employment raises questions about eligibility.
  • Connecting you with Ohio-specific work incentives programs and employment resources.

Contact Hogan Smith Today

If you have questions about whether your SSDI benefits can be taken away when returning to work in Ohio, contact Hogan Smith today for a free consultation. Our knowledgeable team will help you understand your rights, guide you through SSA rules, and work toward preserving your benefits as you explore employment opportunities.

Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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